Dental
Dental coverage helps you maintain a healthy smile with preventive care, basic services, and major procedures. You can visit any licensed dentist, but you’ll save the most when you use an in-network provider who has agreed to discounted rates. Out-of-network dentists may charge more than the plan’s allowed amount, and you may be responsible for the difference. Most plans cover preventive services—such as exams, cleanings, and X-rays—at 100% when you stay in-network, making regular checkups an easy way to protect your oral health and avoid costly issues.
Cigna Basic Dental PPO
Benefit Highlights
In-Network
Deductible (Individual/Family)
$50/$150
Annual Plan Maximum
$1,500
Preventive Care
No Charge
Basic Services
10% coinsurance
Major Procedures
40% coinsurance
Orthodontia (Adults and Children)
50% up to a lifetime maximum benefit of $1,000 per individual, deductible waived
Out-of-Network
Deductible (Individual/Family)
$50/$150
Annual Plan Maximum
$1,500
Preventive Care
No Charge
Basic Services
20% coinsurance
Major Procedures
50% coinsurance
Orthodontia (Adults and Children)
50% up to a lifetime maximum benefit of $1,000 per individual, deductible waived
Plan Cost
Employee Only: $0.00
Employee and Spouse: $0.00
Employee and Child(ren): $0.00
Employee and Family: $0.00
Cigna Premier Dental PPO
Benefit Highlights
In-Network
Deductible (Individual/Family)
$50/$150
Annual Plan Maximum
$5,000
Preventive Care
No Charge
Basic Services
10% coinsurance
Major Procedures
40% coinsurance
Orthodontia (Adults and Children)
50% up to a lifetime maximum benefit of $2,000 per individual; deductible waived
Out-of-Network
Deductible (Individual/Family)
$50/$150
Annual Plan Maximum
$2,000
Preventive Care
No Charge
Basic Services
20% coinsurance
Major Procedures
50% coinsurance
Orthodontia (Adults and Children)
50% up to a lifetime maximum benefit of $2,000 per individual; deductible waived
Plan Cost
Employee Only: $9.23
Employee and Spouse: $19.38
Employee and Child(ren): $23.08
Employee and Family: $32.77